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SEC Filings

Financial Information

Filing date Form Description View
DRS

Draft registration statement submitted by Emerging Growth Company under Securities Act Section 6(e) or by Foreign Private Issuer under Division of Corporation Finance policy
0000950123-18-006859.pdf
0000950123-18-006859.rtf
0000950123-18-006859.xls
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DRS/A

mendment to a previously filed DRS
0000950123-18-009516.pdf
0000950123-18-009516.rtf
0000950123-18-009516.xls
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DRS/A

mendment to a previously filed DRS
0000950123-18-009827.pdf
0000950123-18-009827.rtf
0000950123-18-009827.xls
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DRS/A

mendment to a previously filed DRS
0000950123-18-012409.pdf
0000950123-18-012409.rtf
0000950123-18-012409.xls
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DRS/A

mendment to a previously filed DRS
0000950123-19-003784.pdf
0000950123-19-003784.rtf
0000950123-19-003784.xls
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DRS/A

mendment to a previously filed DRS
0000950123-19-006140.pdf
0000950123-19-006140.rtf
0000950123-19-006140.xls
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S-1

Registration statement for face-amount certificate companies
0001193125-19-195573.pdf
0001193125-19-195573.rtf
0001193125-19-195573.xls
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S-1/A

Amended Registration statement for face-amount certificate companies
0001193125-19-228285.pdf
0001193125-19-228285.rtf
0001193125-19-228285.xls
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S-1/A

Amended Registration statement for face-amount certificate companies
0001193125-19-245313.pdf
0001193125-19-245313.rtf
0001193125-19-245313.xls
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8-A12B

Registration of certain classes of securities 12(b) of the Securities Exchange Act
0001193125-19-245808.pdf
0001193125-19-245808.rtf
0001193125-19-245808.xls
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Oportun personal loans are available in 12 states. View state licenses and notices.

  • California loans made pursuant to a California Financing Law license.
  • New Jersey residents: This is an advertisement for a consumer loan.
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Oportun® Visa® Credit Card is issued by WebBank, Member FDIC. Actual account terms are based on application information and creditworthiness, and may vary.  Credit card loan amounts range from $300 to $1,000. APRs are variable and range from 24.90% to 29.90% as of December 6, 2019. See the Oportun Cardhholder Agreement for details, including applicable fees.

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Oportun: The True Cost of a Loan: Based on research commissioned by Oportun and conducted by the  Financial Health Network (FHN), the total savings number equals the difference between the average cost of other widely available alternative lending products that customers may have used and the average cost of an Oportun loan of the same amount, multiplied by Oportun first-time borrowers. FHN analyzed the rates, fees, and terms for payday, pawn, auto-title, installment, and rent-to-own products for customers in Arizona, California, Florida, Illinois, Nevada, New Mexico, Texas, and Utah and calculated the total cost of those products for common loan amounts. FHN considered the loan repayment structure and time frame for each product, borrower income, the potential for rollovers and refinancings, and legal parameters that prevent or constrain borrowing. Oportun updates the model quarterly to calculate the total amount that Oportun first-time borrowers have saved since 2006 in interest and fees compared to the alternative products. The actual savings for each customer will vary based on specific loan terms and alternative products available in your area.

Customer satisfaction based on October 2020 customer survey.