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We consent to the incorporation by reference in Registration Statement Nos. 333-233979 and 333-236893 on Form S-8 of our reports dated February 23, 2021, relating to the financial statements of Oportun Financial Corporation and subsidiaries and the effectiveness of Oportun Financial Corporation and subsidiaries’ internal control over financial reporting appearing in this Annual Report on Form 10-K for the year ended December 31, 2020.