Exhibit 21.1


The following is a list of subsidiaries of Oportun Financial Corporation and the state or other jurisdiction in which each was organized. This list does not include dormant subsidiaries or subsidiaries which, considered in the aggregate as a single subsidiary, would not constitute a significant subsidiary within the meaning of Item 601(b)(21)(ii) of Regulation S-K.

SubsidiaryJurisdiction of Formation
Digit Advisors, LLCDelaware
Hello Digit, LLCDelaware
Oportun CCW Depositor, LLCDelaware
Oportun CCW TrustDelaware
Oportun Depositor, LLCDelaware
Oportun Funding V, LLCDelaware
Oportun Funding XIII, LLCDelaware
Oportun Funding XIV, LLCDelaware
Oportun Global Holdings, Inc.Delaware
Oportun Issuance Trust 2021-BDelaware
Oportun Issuance Trust 2021-CDelaware
Oportun PLW Depositor, LLCDelaware
Oportun PLW TrustDelaware
Oportun Receivables Holdings, LLCDelaware
Oportun RF, LLCDelaware
Oportun, IncDelaware
Oportun, LLCDelaware
OPRT Development Center Private LimitedIndia
OPTNSVC Mexico, S. de R.L. de C.V.Mexico
PF Servicing, LLCDelaware
PF Servicing, S. de R.L. de C.V.Mexico