Exhibit 21.1

LIST OF SUBSIDIARIES OF OPORTUN FINANCIAL CORPORATION

The following is a list of subsidiaries of Oportun Financial Corporation and the state or other jurisdiction in which each was organized. This list does not include dormant subsidiaries or subsidiaries which, considered in the aggregate as a single subsidiary, would not constitute a significant subsidiary within the meaning of Item 601(b)(21)(ii) of Regulation S-K.

Subsidiary						Jurisdiction of Formation
Digit Advisors, LLC						Delaware
Oportun CCW Depositor, LLC						Delaware
Oportun CCW Trust						Delaware
Oportun CL Depositor, LLC						Delaware
Oportun CL Trust 2023-A						Delaware
Oportun Depositor, LLC						Delaware
Oportun Funding XIII, LLC						Delaware
Oportun Funding XIV, LLC						Delaware
Oportun Global Holdings, Inc.						Delaware
Oportun Issuance Trust 2021-B						Delaware
Oportun Issuance Trust 2021-C						Delaware
Oportun Issuance Trust 2022-A						Delaware
Oportun Issuance Trust 2022-2						Delaware
Oportun Issuance Trust 2022-3						Delaware
Oportun Issuance Trust 2024-1						Delaware
Oportun Funding A, LLC						Delaware
Oportun PLW Depositor, LLC						Delaware
Oportun PLW Trust						Delaware
Oportun PLW Depositor, LLC						Delaware
Oportun Receivables Holdings, LLC						Delaware
Oportun RF, LLC						Delaware
Oportun, Inc.						Delaware
Oportun, LLC						Delaware
Oportun Canada, Inc.						Canada
OPRT Development Center Private Limited						India
OPTNSVC Mexico, S. de R.L. de C.V.						Mexico
PF Servicing, LLC						Delaware
PF Servicing, S. de R.L. de C.V.						Mexico