Quarter Ended Mar 31, 2026
$2.3M
1Q26 GAAP net income, sixth consecutive GAAP profitable quarter
$30M
Increase in stockholders’ equity Y/Y
6.8x
Debt-to-equity leverage, reduced from 7.6x Y/Y
16%
Reduction in interest expense Y/Y
10%-21%
Growth in FY26 Adjusted EPS Y/Y reiterated in guidance
For complete information regarding our financials, see our periodic filings
Quarter ended March 31, 2026
$2.3M
1Q26 GAAP net income, sixth consecutive GAAP profitable quarter
$30M
Increase in stockholders’ equity Y/Y
6.8x
Debt-to-equity leverage, reduced from 7.6x Y/Y
16%
Reduction in interest expense Y/Y
10%-21%
Growth in FY26 Adjusted EPS Y/Y reiterated in guidance
For complete information regarding our financials, see our periodic filings
For fiscal year ending December 31, 2025
Sign up today and receive company updates straight to your inbox.
Saved cumulatively by members using lending products1
People we have helped to establish a credit history
In aggregate member savings
Avg. annually set aside per member
1 Amount calculated as of March 2026, based on a study "True Cost of a Loan," prepared for Oportun by Financial Health Network, updated January 2023.
As of February 26, 2026 earnings release date
For complete information regarding our financials, see our periodic filings.
In millions
As of Dec. 31, 2025 • 10-K 2025
*Adjusted net income is a Non-GAAP measure. View full reconciliation in our 2025 10-K.
For complete information regarding our financials, see our periodic filings.
In millions
As of Dec. 31, 2025 • 10-K 2025
For complete information regarding our financials, see our periodic filings.
A+ rating by the Better Business Bureau (BBB)
Best consumer lending product by Fintech Breakthrough
CDFI certified by the U.S. Treasury Department
Our environmental, social and governance priorities support all of our stakeholders as we continue to provide financial accessibility to all.
Oportun Financial Corporation
1825 South Grant Street
Suite 850
San Mateo, CA 94402
United States
Dorian Hare
Senior Vice President, Investor Relations
T: 650-590-4323
dorian.hare@oportun.com
Equiniti
P.O. Box 64854
St. Paul, MN 55164-0854
United States
T: 800-937-5449
HelpAST@equiniti.com
https://www.equiniti.com
We use cookies to bring you the best experience on our site. We never sell your information to third parties.
When you use our site, you agree to our cookies policy. Find out more.