Latest financial results
Q1 2026
Quarter ended March 31, 2026
$2.3M
1Q26 GAAP net income, sixth consecutive GAAP profitable quarter
$30M
Increase in stockholders’ equity Y/Y
6.8x
Debt-to-equity leverage, reduced from 7.6x Y/Y
16%
Reduction in interest expense Y/Y
10%-21%
Growth in FY26 Adjusted EPS Y/Y reiterated in guidance
For complete information regarding our financials, see our periodic filings
Latest annual filing
For fiscal year ending December 31, 2025
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Corporate overview
Oportun (Nasdaq: OPRT) is a mission-driven financial services company that puts its members' financial goals within reach. With intelligent borrowing, savings, and budgeting capabilities, Oportun empowers members with the confidence to build a better financial future. Since inception, Oportun has provided more than $22.2 billion in responsible and affordable credit, saved its members more than $2.5 billion in interest and fees, and helped its members set aside an average of more than $1,800 annually. For more information, visit Oportun.com.
Platform featuring both lending and savings products
Oportun is making an impact
$2.5B
Saved cumulatively by members using lending products1
1.3M
People we have helped to establish a credit history
$12.8B
In aggregate member savings
$1.8K
Avg. annually set aside per member
1 Amount calculated as of March 2026, based on a study "True Cost of a Loan," prepared for Oportun by Financial Health Network, updated January 2023.
As of February 26, 2026 earnings release date
For complete information regarding our financials, see our periodic filings.
Annual performance
Adjusted net income*
In millions
Show source info
As of Dec. 31, 2025 • 10-K 2025
*Adjusted net income is a Non-GAAP measure. View full reconciliation in our 2025 10-K.
For complete information regarding our financials, see our periodic filings.
Net cash provided by operating activities
In millions
Show source info
As of Dec. 31, 2025 • 10-K 2025
For complete information regarding our financials, see our periodic filings.
Excellence in business, operations and ratings
A+ rating by the Better Business Bureau (BBB)
Best consumer lending product by Fintech Breakthrough
CDFI certified by the U.S. Treasury Department
Diversity Responsibility Sustainability
Our environmental, social and governance priorities support all of our stakeholders as we continue to provide financial accessibility to all.
IR contacts
Corporate office
Oportun Financial Corporation
1825 South Grant Street
Suite 850
San Mateo, CA 94402
United States
Investor relations
Dorian Hare
Senior Vice President, Investor Relations
T: 650-590-4323
dorian.hare@oportun.com
Transfer agent
Equiniti
P.O. Box 64854
St. Paul, MN 55164-0854
United States
T: 800-937-5449
HelpAST@equiniti.com
https://www.equiniti.com